What is the definition of Insurance 7.5 Tonne Lorry?

An 'Insurance 7.5 Tonne Lorry' is like a superhero with a safety blanket, but instead of saving people from fire, it's saving the truck from getting stuck in a snowdrift or, worse, getting ripped apart by a truckload of wild animals. It's essentially a giant, heavy-duty life vest for big rigs and their cargo.

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Here's a chilling example: "The Insurance 7.5 Tonne Lorry refused to pay the premium because its cargo was a collection of antique taxidermy animals, which apparently had their own 'insurance policy' to cover the cost of potential wildlife encounters."